Uttar Pradesh Stamp Duty Calculator 2026

Rates verified October 2026

UP stamp duty is 7% for men and 6% for women in urban areas, and 5% / 4% in rural areas, calculated on circle rates set by the district collector. Applies across Noida, Lucknow, Varanasi, Agra, and all UP cities. Pay online via IGRSUP portal.

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Uttarakhand Himachal Pradesh Haryana Delhi (NCT) Rajasthan Madhya Pradesh Chhattisgarh Jharkhand Bihar

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Uttar Pradesh Stamp Duty Rates 2026

Urban Areas

Category	Stamp Duty Rate	Registration Charge	Total Cost
Male	7%	1%	8%
Female	6%	1%	7%
Joint (Both Female)	6%	1%	7%
Joint (Both Male)	7%	1%	8%
Joint (Male + Female)	6.5%	1%	7.5%

Rural Areas

Category	Stamp Duty Rate	Registration Charge	Total Cost
Male	5%	1%	6%
Female	4%	1%	5%
Joint (Both Female)	4%	1%	5%
Joint (Both Male)	5%	1%	6%
Joint (Male + Female)	4.5%	1%	5.5%

Note: Urban rates apply in Noida, Lucknow, Varanasi, Agra, Kanpur, and other municipal areas. Rural rates apply outside those areas. Registration is 1% (minimum Rs 100) with no upper cap.

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Uttar Pradesh Property Market Overview

Uttar Pradesh, India's most populous state, has one of the most diverse and dynamic real estate markets in the country. The state encompasses the National Capital Region (NCR) city of Noida and Greater Noida, which are among India's most active property markets, along with the state capital Lucknow, the spiritual capital Varanasi, the industrial city Kanpur, and the tourism hub Agra. The Noida and Greater Noida regions, governed by the Noida Authority and YEIDA, have seen massive real estate development with world-class infrastructure, expressways, and the upcoming Jewar International Airport. The Uttar Pradesh government has been proactive in real estate reforms, including the UP RERA authority and single-window clearance systems for project approvals.

How Stamp Duty is Calculated in Uttar Pradesh

Stamp duty in Uttar Pradesh is calculated on the higher of the circle rate or the actual sale price. Circle rates in UP are set by the District Collector and vary by locality — Noida sectors have among the highest circle rates in the state. Check current rates on the IGRSUP portal (igrsup.gov.in) under the "Stamp and Registration" section.

Female buyers pay 6% compared to 7% for men in urban areas — a 1% concession; rural areas charge 4% for women and 5% for men. Joint ownership with all female co-owners gets the same concession, while mixed-gender joint ownership is 6.5% in urban areas and 4.5% in rural areas. Registration charge is 1% flat (minimum Rs 100) with no upper cap across all cities — the earlier ₹20,000 cap was abolished in February 2020.

Worked example: For a ₹50 lakh flat in Noida, a male buyer pays ₹3.5 lakh stamp duty (7%) + ₹50,000 registration (1%) = ₹4 lakh total, while a female buyer pays ₹3 lakh (6%) + ₹50,000 = ₹3.5 lakh total, saving ₹50,000. On a ₹2 crore urban property a female buyer still pays 6%: ₹12 lakh stamp duty + ₹2 lakh registration (1%) = ₹14 lakh total.

Property Registration Process in Uttar Pradesh

Property registration in Uttar Pradesh is managed by the Inspector General of Registration through the Department of Stamps and Registration. The state has implemented the e-Registration system through the IGRSUP portal (igrsup.gov.in). The process begins with online payment of stamp duty through e-stamping. The sale deed is executed on e-stamp paper and presented at the Sub-Registrar office. Both buyer and seller must appear with two witnesses for biometric verification and registration. UP has also implemented the BHUNIDHI portal for integrated land records in Noida and Greater Noida. The process typically takes 7 to 14 working days from the date of presentation.

Required Documents for Registration

Sale deed on e-stamp paper of appropriate value
Previous title deed and chain of ownership documents
Encumbrance certificate for the last 13 years
Khatauni or record of rights from the revenue department
Property tax receipts and dues clearance certificate
Approved map or building plan (for constructed property)
Aadhaar card, PAN card, and Voter ID of all parties
Passport-size photographs
NOC from the development authority (for Noida/Greater Noida)

FAQs

Women in Uttar Pradesh pay a reduced stamp duty of 6% compared to 7% for men in urban areas, and 4% compared to 5% in rural areas. This concession applies to sole female ownership and joint ownership where all co-owners are female. Mixed-gender joint ownership is charged at 6.5% in urban areas and 4.5% in rural areas.

No, the stamp duty rates in Noida and Greater Noida are the same as the rest of urban Uttar Pradesh: 7% for men, 6% for women, and 6.5% for mixed joint ownership, plus 1% registration (minimum Rs 100, no cap). However, property prices in Noida are significantly higher than in other UP cities, which means the absolute stamp duty amount is higher.

The circle rate in Uttar Pradesh is the minimum value set by the state government for property transactions, determined based on location, type of property, and land use. It is revised periodically and varies significantly between cities and even between different sectors in Noida. Stamp duty is calculated on the higher of the circle rate or the actual sale price.

In Noida and Greater Noida, buyers may need to pay additional charges to the development authority, including transfer fees, lease rent, and annual charges for properties on leasehold land. These are separate from the stamp duty and registration fees and can add 2-5% to the total cost depending on the specific terms.

Yes, Uttar Pradesh has a comprehensive online registration system. Buyers can schedule appointments, pay stamp duty online, and upload documents through the IGRSUP portal (igrsup.gov.in). However, physical presence at the Sub-Registrar office is mandatory for final registration and biometric verification.